With a hard and fast home loan, your rate of interest stays exactly the same when it comes to fixed-rate duration.
- Regular fixed repayments that will help you budget. Budget confidently by once you understand your precise payment quantities and timings.
- The timeframe is chosen by you. Pick a period that is fixed-rate matches your requirements. You’ll be able to decide to make repayments regular, fortnightly or month-to-month.
- Your rate of interest is locked in. Have certainty and comfort of head by once you understand precisely what your repayments should be and protection from rate of interest increases. Interest levels may fall during your however fixed-rate duration.
- You possibly can make one additional payment up to 5% of this outstanding loan stability every year of one’s fixed-rate duration without getting charged Early Repayment healing.
Maybe perhaps Not certainly which kind of mortgage loan suits you?
12 months fixed-rate special*
18 thirty days fixed-rate special*
3 12 months fixed-rate special*
| Standard rate of interest | |
|---|---|
| half a year | * |
| one year | * |
| eighteen months | * |
| a couple of years | * |
| three years | * |
| 4 years | * |
| 5 years | * |
The aforementioned prices might be in the act of changing and so can vary for current clients.
They are due, we can charge you interest on those amounts at the default interest rate, which is your interest rate + 5.00% p. A if you do not pay amounts when.
*Special interest requires minimal 20% equity and a transaction that is anz with wage direct credited, otherwise standard price relates. Unavailable with package discounts.
ANZ lending criteria, terms, conditions, and fees use. Interest levels and charges are susceptible to alter.
Calculators
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ANZ lending criteria, terms, conditions, and charges use. Rates of interest and costs are susceptible to alter.
A duplicate of this Bank’s General Disclosure Statement beneath the Reserve Bank of brand new Zealand Act 1989 can be obtained with this site or on request from any ANZ branch, cost-free.
This product is for information purposes just. Its content will be of a nature that is general will not take into consideration your financial predicament or objectives, and it is perhaps perhaps perhaps not a personalised financial adviser solution underneath the Financial Advisers Act 2008. It is suggested you talk to an economic adviser which takes into consideration your specific circumstances just before get a product that is financial. An ANZ Authorised Financial Adviser will, on demand and free from cost, offer you his / her disclosure declaration prepared beneath the Financial Advisers Act 2008. On 0800 269 296 if you wish to consult one of ANZ’s financial advisers, please contact us.