Our quick loans can be properly used for similar reasons as pay day loans but include a lower life expectancy standard of danger.
They are all unsecured, and that means you won’t need to provide your house or other valuables to straight back them up, as you could along with other loan kinds. You’ll not want to look for a guarantor either. Merely choose just how much you need to borrow to check out just how long you’ll need certainly to repay it making use of our loan calculator.
You will see an estimate of all of the your expenses before you use. If every thing appears good, we will always check things such as your credit history, earnings and outgoings to ensure you’ll manage the repayments.
From right here, we are going to concur your entire loan expenses upfront, collect repayments automatically then to save hassle. You may also always always check everything online through our customer that is handy portal.
It’s completely normal to own questions in terms of money. Visit our FAQs or contact our friendly group. They’ll certainly be thrilled to assist.
Do we qualify?
If you’d like money in a crisis, do not assume your sole option is really a high-cost cash advance. We provide a kind that is different of that’s less difficult to control. It is possible to make an application for certainly one of our alternatives that are short-term:
- You are over 18 years
- You reside in great britain and can provide target details
- A job is had by you
- You have got a valid current email address and cellular phone quantity
- It is possible to offer bank account and debit card details
We are going to review the application and provide you with a choice predicated on your private situation. We do not expect every person to own a credit score that is perfect. We merely make an effort to provide loans which our clients are able.
Simply how much am I able to borrow?
It is possible to make an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot. This is certainly a comparable range to most payday advances.
If you’d like a greater quantity you can easily submit an application for a long-lasting loan of between ВЈ1,500 and ВЈ4,000. Long-lasting loans are usually utilized for tasks such as for instance home improvements or weddings. It is possible to spend these relative straight straight back over 18 to 48 months.
Just how can the 
repayments work?
You are going to distribute the price of your Dot Dot loan that is short-term three, six and nine months based on simply how much you borrow. Thus giving you more space to inhale than typical payday that is 30-day.
We will gather repayments straight from your own nominated banking account each thirty days on an agreed date via Direct Debit. If you wish to talk about payment that is alternative, be sure to make contact with us.
The possibility of falling behind on your own repayments is leaner than with pay day loans. Things can nevertheless alter, but if you do not think you can actually spend an instalment as prepared it is best to tell us as soon as feasible.
We will never ever ask you for a payment that is late, but lacking re re re payments can damage your credit rating. All of us will allow you to discover a way forward and place together a plan that is new.
What are the extra costs to be worried about?
When you have cash concerns the thing that is last want is hidden fees and charges making your circumstances even even worse. Some British payday loan companies make use of these to bump within the total quantity you repay – nonetheless they’re maybe maybe not us.
We are going to never charge a fee any additional charges with your loan that is payday alternative and you will understand your entire loan expenses right away.
What is the interest price?
Our interest is fixed upfront. Having a hard and fast rate of interest means the attention you pay will not alter, whereas adjustable interest levels go up and down from to thirty days month.
Our fixed-rate loans are much easier to plan for once the quantity you repay is always similar.
Make an application for our loan alternative that is payday today
Do you have additional expenses to protect before your following payday? Our easy and quick loans could easily get you away from a spot that is tight putting you under additional force.
Observe how much yours might cost with your loan calculator. If every thing appears good, choose ‘apply now’ to fill your application out. We are going to return to you at the earliest opportunity to go after that. Simple.